QUÉBEC MORTGAGE TOOLS · 2026
Québec land transfer tax calculator (2026)
Estimate the 2026 Québec land transfer duty using the municipality’s tax schedule and the property’s taxable value. Free, no account.
2026 brackets only. Municipal exemptions and higher rates may apply; 2027 thresholds can change.
How is transfer duty calculated?
2026 Québec land-transfer duties use tiered rates: 0.5% on the first $62,900 and 1% up to $315,000, followed by municipal brackets. The taxable amount may be higher than the purchase price because the standardized assessed value can apply. Some municipalities charge more above $500,000. Confirm the exact amount with the municipality or notary.
Verified examples
At Repentigny and Terrebonne, the 2026 schedule uses 3% above $500,000. For Joliette or Saint-Liguori, verify the municipality’s current schedule before relying on the estimate.
For a $450,000 taxable base, the 2026 provincial minimum is $4,860.50. At $700,000, the Montréal schedule yields $9,349.00, while the Québec City schedule yields $10,610.50. Examples assume no exemptions.
Québec homeownership tax credit
The 2026 Québec refundable homeownership credit may reimburse up to $5,875 of land transfer duty already paid, subject to eligibility. It depends on the transfer duty and taxable property value.
Estimate my potential 2026 homeownership credit
Indicative calculation only if you meet every eligibility condition. The credit is not a rebate granted automatically at closing.
The 2026 formula covers the first $5,000 of eligible transfer duty plus 25% of the next $3,500. It is progressively reduced for taxable bases over $750,000 and reaches $0 at $1,000,000.